• Michael Cerato

    Managing Director, The Cerato Group

With more than 35 years of industry experience, Mike has the accumulated knowledge and perspective to help keep your financial future on course. He develops long-term relationships with clients based on mutual respect, offering a comprehensive, solution-focused approach.

Mike and the team at The Cerato Group are a wealth management firm that strives to be the hub of a client’s financial wheel, coordinating with other professional advisors in managing and preserving wealth. With knowledge and a network of professionals developed over more than three decades, Mike and his team help clients find the clearest way toward their goals. Mike’s clients consist of corporations, institutions and high-net-worth individuals. He offers services including tax-efficient investment strategies, 401(k) design and implementation, and advice on ESOP implementation, funding and management.

Mike’s experience in the industry includes 18 years as managing director of investments at Wells Fargo in Nashua, more than a decade as a senior vice president with First Albany Securities, and four years as a vice president with Moseley Securities. In 1994, Mike established The Cerato Group, and brought on partner Jim Abagis in 2004. Mike graduated magna cum laude from Southern New Hampshire University, where he earned a bachelor’s degree and lettered in both ice hockey and lacrosse.

He stays connected to his community through volunteering, and is currently a member of the Nashua Tax Increment Financing Advisory Board. He has been a board member of the Boys & Girls Clubs of Nashua, the Adult Learning Center of Nashua, the Pastoral Care Center of Nashua, the Jimmy Fund and the New Hampshire Charitable Foundation. Additionally, he has served as chairman of St. Joseph’s Hospital-Nashua annual charity golf outing and head of the Beaver Brook Association capital campaign. He also has coached girl’s hockey and lacrosse teams.

Mike enjoys staying active as a fitness enthusiast and is an avid slalom water skier and snow skier. When he’s away from the office, you also might find him out golfing, trying a new type of wine or trap shooting. Originally from Brooklyn, he currently lives in Hollis, New Hampshire. He has two daughters, Katie and Rachel.

The Cerato Group, LLC does not render legal, accounting, or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.